This is an original product from developers without viruses and malicious code. Contact technical support if the file is unavailable.
CreativeMarket - 20 Gold Texture - 12735558
The overlays are in JPEG format, so just change the blending mode to soft light or overlay. 20 Files in JPG format (6000x4000 px). Compatible with Photoshop & Photoshop Elements or with any graphic program that can read .JPG files.
DEMO